Kerrville, Texas.

Kerrville median prices in 2026 vary by publisher: Redfin reported a median sale near $374,000 (up ~11.6% YoY) over a recent 3-month window, Realtor.com shows a Kerrville median listing near $469,000 at $227/sq ft in zip 78028, Zillow reports an average home value near $343,500 down ~3.1% YoY, and Resideline recorded a 6-month median sold price near $349,900 at $206/sq ft. The mid-market band where most transactions actually close today runs roughly $340,000–$470,000, with premium river-frontage and estate properties well above.

Kerrville is served by Kerrville Independent School District (KISD), with Tally Elementary, Nimitz Elementary, Daniels Elementary, Starkey Elementary, and Tom Daniels Elementary at the elementary level, feeding into Peterson Middle School, Hal Peterson Middle School, and Tivy High School (Home of the Antlers). Outlying areas may be served by Ingram ISD, Hunt ISD, or Center Point ISD. Always verify the current attendance zone directly with the district before writing an offer.

Kerrville sits directly on I-10, about 60–75 minutes from northwest San Antonio depending on destination and traffic. It's a real interstate commute — comfortable in a car, straightforward for hybrid or occasional in-office schedules, but not typical for a daily 8-to-5 downtown role. Most Kerrville buyers relocating from San Antonio are retired, semi-retired, remote, or specifically seeking Hill Country lifestyle over commute convenience.

Kerrville is a Hill Country river town of roughly 25,000 residents, best known for the Guadalupe River, the Kerrville Folk Festival, the Museum of Western Art, and being a hub of the Texas Hill Country wine trail. It carries a large retirement population, a solid regional medical center (Peterson Health), and steady tourism demand from Fredericksburg, Bandera, and the surrounding wineries. That mix supports a stable, less-speculative housing market than many Texas suburbs.

Sometimes. Inside Kerrville city limits, most homes are on city water and sewer, and standard FEMA flood mapping applies — buyers on or near the Guadalupe River should always pull a flood zone determination. Outside city limits and in unincorporated Kerr County, private well and septic (OSSF) systems are common, and floodplain exposure along the Guadalupe and its tributaries is real. I request well flow-and-water-quality testing, a septic inspection, and a FEMA flood determination on any at-risk property before we write.

Kerr County combined property tax rates are typically lower than Bexar County — often in the 1.7%–2.1% range depending on your ISD, city, ESD (fire), and any special districts. On a $400,000 home, expect annual property taxes of approximately $6,800–$8,400 before homestead exemption. The Texas over-65 exemption is a meaningful benefit for the large retirement buyer segment in Kerrville — I model both scenarios for retiring clients.

Kerrville is one of the strongest retirement markets in the Texas Hill Country. Peterson Regional Medical Center anchors healthcare, the city has an active arts and music scene, mild climate, no state income tax, over-65 property tax exemptions, and abundant single-story homes on flat lots in gated communities like Comanche Trace. For retirees moving from higher-tax states, the total housing-cost math often works dramatically better than in the coastal metros they're leaving.

Kerrville in 2026 is a mixed market — buyer-favorable at the top of the market (premium river-frontage and larger estates negotiating longer), balanced-to-competitive in the mid-market ($340K–$470K), and thin at the entry level (well-priced starter homes still move quickly). Median days on market run 67–91 days, active listings sit near 500–700 in zip 78028, and year-over-year price signals are mixed depending on source. Preparation, pricing, and photography matter more here than most Texas markets.